Buyers are returning as property prices bottom out, the exchange rate improves, and restrictions on mortgage applications ease. Available: a €75,000 property on a 50% mortgage at €68.25 a month or on a 75% mortgage €161.70 a month. 

Can you afford your chosen property? Calculate €3.08 per €1,000 per month. i.e. a €100,000 mortgage = €308 a month. Click on 'Your Finances' for more information. For current bargains go to 'Costa Blanca Murcia Almeria'; click and browse then click orange code for full details. Click picture for enlargement. Regularly check Copywriting for advice and information. If the Press do; so should you.

For those able to raise a 20% deposit mortgage applications in Spain are easier than they are in the UK. It is a good time to buy? The pound is 15% weaker than this time a year ago. The 30 per-cent drop in property prices now equals the pound when it was set at €1.45.

THE MEDIA : BE UNDERSTANDING:

Understand the media. Its job is to sell newspapers in a competitive environment. Ambitious journalists know that 'shock horror headlines' sell their stories to editors. Jade Goody, Global Warming, Swine Flu, Recession, Terror Arrests: They are doing their job but it isn't reality. The Land Grab issue effects only those built without planning permission. The same happens in the UK. The Daily Telegraph (June 17) says: "... victims were themselves at fault for failing to research property titles." In June the Spanish media revealed that tens of thousands of illegally built properties have been declared legal." Sadly this will not make British news headlines. In the UK the Land Grab menace known as CPOs (Compulsory Purchase Orders) swallows up entire neighbourhoods offering paltry sums as compensation. 

Go for re-sales or 'distressed sales': the bargains to be had are truly amazing as are the mortgage deals. Spain is still better than Britain by far; you get much more for a lot less. Remember! A property's value is of interest only to the seller and buyer. For the 95% just enjoying Spain's lifestyle it is academic. The only winners when prices are low are you the buyers.

THE SOUTHERN COMFIT DIFFERENCE Ten years service in a mixed fortunes market yet we survive and prosper. We do so because we keep overheads low; do little advertising other than word of mouth, and search engines. Our buy to let experience helps you to cover your repayment obligations. We are of course recommended by customers. We are also in the unique position of being better connected on the Costa Blanca than competitors. We enjoy excellent relationships with the media; providing their advice columns as do our solicitor partners, one of whom advises readers of A Place in the Sun magazine. Spain is still the easiest EU country to commute to: the sunniest and most cost effective location. Why consider elsewhere? 

A CAREFREE SPANISH LIFESTYLE  More than one million northern Europeans enjoy a carefree Spanish lifestyle. The rental market is booming as those denied purchase by circumstance opt to rent; most of it is long-let which better secures your asset. Those mostly effected by the recession have been agricultural, housebuilding, and quite frankly there being simply too many restaurants.   

OFF-PLAN and RESALE IN SPAIN Jalon Valley to Murcia no one offers a bigger or better choice than does Southern Comfit. Each is tailored to suit your budget and preferred lifestyle. Did you ever imagine being able to buy a 2-bed apartment or town house in Mediterranean Spain for less than £80K. Why invest in the UK where you get much less for far more?

A LIFESTYLE ABROAD Many wish to re-locate to Spain and look forward to working here in Spain. Some have children at local schools. We put you in touch with local services offering a full settling in service. You will soon enjoy life as a residencia in the happier and lower cost lifestyle here in the California of Europe. This is something you mustn't try on your own. Let us help you.

GOOD ADVICE Never be tempted to go it alone in the hope you will get a price less your agent's modest introduction fee. This is deducted from the asking price so what you pay isn't effected. Victims are invariably those who thought they were clever enough to do it on their own and come unstuck. We know the market, property availability; and the tricks. We act on your behalf, secure the best deals, negotiate extras, makes sure all is in place and running smoothly. Why forego all that for no advantage? Our offices in Villa Martin and Alicante are at your disposal. Why wearily traipse from Se Vende properties in unfamiliar areas, putting your trust in strangers who may not have a reputation to protect? 

Viewing Inspections The way to make an informed decision is to visit to discover what is on offer.	Case Studies Change your lifestyle to one built around sunshine and outdoor living. We specialise in UK-SPAIN relocation.	Peace of Mind Southern Comfit has a wealth of experience in securing the right property to meet your budget and preferred lifestyle.

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In Spain a couple can live comfortably for just €150 a week

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